Personal Checking

Regular Checking

  • No maintenance fee if daily balance remains above $1,000.00 during the statement cycle
  • Maintenance fee $6.00 plus 25 cents per debit per statement cycle if balance drops below $1,000.00 during statement cycle
  • Maintenance and activity charges may be waived upon request on accounts of full-time students
  • ATM/MASTER MONEY Debit Card
  • Minimum opening deposit: $100.00

Direct Checking

  • No maintenance fee if Direct Deposit
  • ATM/MASTER MONEY Debit Card
  • Minimum opening deposit: $100.00

Club Account

  • 3 Cashier’s checks per month at no charge
  • Pays interest on daily balance over $1,000.00
  • Maintenance fee $10.00 per statement cycle
  • ATM/MASTER MONEY Debit Card
  • Minimum opening deposit: $100.00

NOW Account

  • No maintenance fee if balance remains above $1,000.00 during the statement cycle
  • Pays interest on daily balance over $1,000.00
  • Maintenance fee $7.50 plus 25 cents per debit per statement cycle if minimum daily balance falls below $1,000.00
  • ATM/MASTER MONEY Debit Card
  • Minimum opening deposit: $1,000.00

Senior 55 Checking

  • Individuals 55 years or older qualify
  • No monthly maintenance fee or activity charge
  • Free wallet safety checks provided by bank check printing company
  • Free Notary Service
  • Pays interest on daily balance over $1,000.00
  • ATM/MASTER MONEY Debit Card
  • Minimum opening deposit: $100.00

Money Market Account

  • Pays interest with $2,500.00 minimum daily balance
  • Maintenance fee $7.50 per statement cycle if balance falls below $2,500.00 during a statement cycle
  • Transactions are limited to 6 per statement cycle
  • Excess transaction fee $5.00 per withdrawal
  • Minimum opening deposit: $2,500.00

Premium Money Market Account

  • Pays interest with $10,000.00 minimum daily balance
  • Maintenance fee $20.00 per statement cycle if balance falls below $10,000.00 during a statement cycle
  • Transactions are limited to 6 per statement cycle
  • Excess transaction fee $5.00 per withdrawal
  • Minimum opening deposit: $10,000.00

Business Checking

Commercial Checking

  • Maintenance charge $6.00 plus 20 cents per debit per statement cycle if average balance drops below $5,000.00 during statement cycle
  • ATM/MASTER MONEY Debit Card
  • Minimum opening deposit: $100.00

Small Business Checking

  • No maintenance charge if daily balance remains above $1,000.00 during the statement cycle
  • Maintenance fee $6.00 plus 20 cents per debit per statement cycle if minimum balance drops below $1,000.00 during statement cycle
  • 50 cents charge per debit in excess of 75
  • ATM/MASTER MONEY Debit Card
  • Minimum opening deposit: $100.00

Checking Account Services

Direct Deposit
Electronically deposit your payroll, pension, or social security check into specific accounts. This safe and secure service is free. Direct Deposit Forms are available at all of our offices. Contact our Customer Service Representatives for more information.

Automatic Transfers
We can automatically transfer funds between accounts either at our bank or another financial institution. Contact our Customer Service Representatives for more information.

Overdraft Protection
Protect yourself from the cost and embarrassment associated with insufficient funds. Select our overdraft protection service and funds will be transferred automatically from another Durden Banking Company/Metter Bank Checking or Saving Account to prevent overdrawn items.


Member FDIC

Durden Banking Company Incorporated
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