Personal Checking Durden Banking Company, Inc.

Important Notice: Effective July 1, 2020

In the event that we put a hold on funds you deposit by check(s) into your account, we are increasing the amount of availability to you. The next day availability will increase from $200 to $225. The first $5,000 of funds availability for new account exception holds and for large deposit exception holds will increase from $5,000 to $5,525.

Regular Checking

No maintenance fee if daily balance remains above $1,000.00 during the statement cycle
Maintenance fee $6.00 plus 25 cents per debit per statement cycle if balance drops below $1,000.00 during statement cycle
Maintenance and activity charges may be waived upon request on accounts of full-time students
ATM/MASTER MONEY Debit Card
Minimum opening deposit: $100.00

Direct Checking

No maintenance fee if Direct Deposit
ATM/MASTER MONEY Debit Card
Minimum opening deposit: $100.00

Club Account

3 Cashier’s checks per month at no charge
Pays interest on daily balance over $1,000.00
Maintenance fee $10.00 per statement cycle
ATM/MASTER MONEY Debit Card
Minimum opening deposit: $100.00

NOW Account

No maintenance fee if balance remains above $1,000.00 during the statement cycle
Pays interest on daily balance over $1,000.00
Maintenance fee $7.50 plus 25 cents per debit per statement cycle if minimum daily balance falls below $1,000.00
ATM/MASTER MONEY Debit Card
Minimum opening deposit: $1,000.00

Money Market Account

Pays interest with $2,500.00 minimum daily balance
Maintenance fee $7.50 per statement cycle if balance falls below $2,500.00 during a statement cycle
Transactions are limited to 6 per statement cycle
Excess transaction fee $5.00 per withdrawal
Minimum opening deposit: $2,500.00

Premium Money Market Account

Pays interest with $10,000.00 minimum daily balance
Maintenance fee $20.00 per statement cycle if balance falls below $10,000.00 during a statement cycle
Transactions are limited to 6 per statement cycle
Excess transaction fee $5.00 per withdrawal
Minimum opening deposit: $10,000.00

Account Features	Regular Checking	Direct Checking	Club Account	Now Account	Money Market Account	Premium Money Market Account
Account Features Conditions	Regular Checking no	Direct Checking Direct Deposit Required	Club Account no	Now Account no	Money Market Account no	Premium Money Market Account no
Account Features Monthly Maintenance Fee	Regular Checking $6.00 plus $.25 per debit if daily balance falls below $1,000	Direct Checking $0	Club Account $10.00	Now Account $7.50 plus $.25 per debit if daily balance falls below $1,000	Money Market Account $7.50 if daily balance falls below $2,500 during statement cycle; $5.00 for each withdrawal/transfer over 6	Premium Money Market Account $20.00 if daily balance falls below $10,000 during statement cycle; $5.00 for each withdrawal / transfer over 6
Account Features Minimum Opening Deposit	Regular Checking $100	Direct Checking $100	Club Account $100	Now Account $1,000	Money Market Account $2,500	Premium Money Market Account $10.000
Account Features Statement Options	Regular Checking EStatements/Paper	Direct Checking EStatements/Paper	Club Account EStatements/Paper	Now Account EStatements/Paper	Money Market Account EStatements/Paper	Premium Money Market Account EStatements/Paper
Account Features Interest Bearing	Regular Checking no	Direct Checking no	Club Account yes	Now Account yes	Money Market Account yes	Premium Money Market Account yes

Online Banking Login

Personal Checking Accounts

Important Notice: Effective July 1, 2020

Direct Deposit

Automatic Transfers

Electronic Statements